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Tag Archives: M-payments

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Airtel innovating m-based transactions in Africa, not Asia

Curious why they are not using simple m payments. Also curious why Africa? Standard Chartered Bank and MasterCard have developed a solution that will allow people in the East African nation to make online purchases with their cellphones, obviating the need for a credit or debit card. The service, called PayOnline, will soon be expanded […]

Momentum for m payments in buses

The m payments in buses research conducted as part of the Mobile 2.0 component of the 2008-10 research cycle is about to be piloted by the private bus owners association: “The private bus industry in Sri Lanka incurs an immense loss of more than Rs.13 billion annually due to the current system of collecting bus […]

Collaborating on m payments, possibly also punishing a rival

Making m payments work is not easy. Common standards have to be created and accepted, so that retailers have to invest in one piece of equipment. They are trying to do it in the UK but also giving the elbow to a disruptive competitor. That may be changing, however. In France, the government in 2010 […]

Google to offer payment by phone

We thought the emerging economies would be first past the post on this one, but it appears that the difficulties of navigating the regulatory delays and uncertainties have eroded the lead. Google will offer mobile payments with MasterCard and Citibank, according to one of the people, as well as with cellphone carriers, hardware manufacturers and […]

Ingredients of M-PESA success

Much has been written about Kenya’s m-money system. Here the Economist highlights a Gates Foundation paper that highlights an aspect that has not been much written about, the need to balance e money and real money in the hands of the retailers. There are many elements to a successful mobile-money scheme: the right technology, simple […]

M-donations to Haiti: Will this be permitted in most countries?

The 2004 Indian Ocean tsunami showed, among other things, the power of the Internet to raise money. Now Haiti is showing the power of the mobile to raise donations for earthquake relief. Old-fashioned television telethons can stretch on for hours. But the latest charity appeal is short enough for Twitter: “Text HAITI to 90999 to […]

Iraqis love their mobiles & payments, but there’s a downside

When we asked the people of Jaffna what good came of the ceasefire of 2002-05, they said phones and the opening of the road connecting them to the rest of Sri Lanka. Looks like the Iraqis are similar. I love my mobile like a baby, says on Iraqi mother. De facto m-payments are also significant, […]

Sri Lanka to regulate m payments?

One hopes of course that this will not detract from the Central Bank’s work on bringing inflation down to single digits and rebuilding trust in the banking system. Sri Lanka will issue new rules covering financial transactions through mobile phones, Central Bank Governor Nivard Cabraal said, as the island’s fast growing celcos join banks to […]

Over 3.6% of US mobile users make purchases via cellphones – Nielsen Mobile

The New York Times documents a recent study conducted by Nielsen Mobile among 30, 000 wireless customers, that estimates over 3.6% of all mobile phone users in the United States have used their phones to pay for goods and services. This figure is expected to grow in the future, with nearly half of all users of text […]

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