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Tag Archives: money

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Book on M Pesa launched

The story of M Pesa in the form of a book. Launched as a simple money transfer service, M-PESA has evolved to a full payment service which now includes payment services and the Lipa na M-PESA service which is targeted at SMEs. Since launch last year, Lipa na M-PESA has so far recruited 36, 749 […]

Economist newspaper confuses mobile money and mobile banking

The Economist has a piece on mobiles and banking in Myanmar. This is the world’s leading popular publication on economics, but in this case, it appears the hype has overtaken logic. What is banking? It is the business activity of accepting and safeguarding money owned by other individuals and entities, and then lending out this […]

Ten things you need to know about M Pesa

I know. Kenya is not in Asia. And M Pesa is in Kenya. But I read this nice blog post and figured that readers of LIRNEasia might appreciate learning a bit more about M Pesa. Few initiatives in microfinance, or for that matter in development, have been as successful as M-PESA: 3 and a half […]

Mobile money

I saw this lament and my first thought was, she does not live in Kenya, but in backward New York. A truly mobile wallet — one that would let you easily pay for restaurant meals, subway rides or beers at a bar with a quick wave of your cellphone — has long been described as […]

Governments are the principal barrier to mobile money

Hard truth about why the successful mobile payments model pioneered in Kenya has failed to spread. However Kenya’s success has yet to be replicated much elsewhere. More than half of all the world’s mobile-money transactions are handled by Safaricom. Mobile money is popular in one or two chaotic countries, such as Sudan and Somalia, but […]

Imagining the Internet: No wallets by 2020

According to this overview, m-money is the future. The survey, released earlier this month by the Pew Research Center’s Internet and American Life Project along with Elon University’s Imagining the Internet Center, asked just over 1,000 technologists and social scientists to opine on the future of the wallet in 2020. Nearly two-thirds agreed that “cash […]

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