Bangladesh exported 50 percent less manpower in 2009. Thousands of jobless workers also returned home as their employers went broke after the Wall Street collapsed. Yet inward remittance grew by 20 percent ($10.72 billion) in 2009. How could fewer workers send the highest-ever remittance? The mobile networks covering nearly 100 percent of the population as well as the landmass (without USF) has enabled this miracle. Read more.