Vodafone to launch mobile phone money transfer service in Afghanistan – Yahoo! News “This is really the early days, but when you see the low banking penetration in emerging markets, compared to rapidly growing mobile penetration, the potential is very big,” said James Moberly, senior manager for payment solutions at Vodafone on the sidelines of the Mobile World Congress here. The GSM Association, the global mobile phone industry body, estimates that about a dozen such schemes involving money transfer services are in operation throughout the world, with 10 million users. Vodafone plans to launch cash transfer services soon in India and other African countries. “You can send money, withdraw cash, pay your bills or your loan, and all this is within seconds,” said Aleeda Fazal, head of product development at Afghan group Roshan, which is the partner for Vodafone in the troubled country.