When we asked the people of Jaffna what good came of the ceasefire of 2002-05, they said phones and the opening of the road connecting them to the rest of Sri Lanka. Looks like the Iraqis are similar. I love my mobile like a baby, says on Iraqi mother. De facto m-payments are also significant, though there are some problems, according to the Economist. Criminal rings are among the parallel currency’s busiest users.