cents Archives — LIRNEasia


Two thousand and five hundred years ago, Gautama Buddha correlated tax collectors to bees. A righteous ruler, said he, taking the Liccavis as an example, collects tax without making it a burden on people, in the same was a bee collects honey from a flower (without damaging it). Such wise words were not always heeded. Four new levies, reported Financial Times today, will come into force this month under the Environmental Conservation Levy Act No. 8 of 2008.
The Ink Fades on a Profession as India Modernizes – New York Times the professional letter writer is confronting the fate of middlemen everywhere: to be cut out. In India, the world’s fastest-growing market for cellphones, calling the village or sending a text message has all but supplanted the practice of dictating intimacies to someone else.And so Mr. Sawant, 61, and by his own guess the author of more than 10,000 letters of others, was sitting idly at his stall on a recent Monday, having earned just 12 cents from an afternoon spent filling out forms, submitting money orders, wrapping parcels — the postal trivialities that have survived the evaporation of his letter-writing trade. Powered by ScribeFire.
India’s mobile phone market has become the fastest growing in the world, with Indians adding nearly six million new connections every month. As Anjana Pasricha of VoA reports from New Delhi, much of the growth is among low-income consumers. Telecom companies are going all out to woo such customers, offering them deals that make cell phones affordable for even those who earn as little as $125 a month. Handsets are available for $45. Users can buy new pre-paid phone cards for less than 50 cents.

Mobile money in the Philippines

Posted on October 2, 2007  /  2 Comments

Cell phones double as electronic wallets – Yahoo! News Mobile banking services, which are also catching on in Kenya and South Africa, enable people who don’t have bank accounts to transfer money easily, quickly and safely. It’s spreading in the developing world because mobile phones are much more common than bank accounts. The system is particularly useful for the 8 million Filipinos — 10 percent of the country’s citizens — who work overseas and send money home, like Dennis’ mother, Anna Tiangco. Previously, she sent money via a bank wire transfer, which costs $2.

Afghan cell-phone use booming

Posted on August 29, 2007  /  0 Comments

About 150,000 people subscribe to cell phone service each month in Afghanistan and there’s “no end in sight” to the growth, the country’s communications minister said Tuesday.  Afghan economy is predominantly rural, and trade and industry are badly hampered by crumbling roads and chronic electricity shortages. Not including the illicit trade in opium, the nation’s few exports include dried fruit and carpets.  But like in other developing nations, cell phone service providers have been doing brisk business, bringing communication to poor villagers who until four years rarely, if ever, used a telephone.  “In Afghanistan, the majority of our people will be connected through mobile phones,” Sangin told The Associated Press.
The article below talks about micro payments in the context of almost everyone having computers, Internet access, credit cards, etc.   What we are talking about is m-payments (m for mobile, not micro) in a world where those assumptions don’t hold.   But there may be ideas we can pick up from this discussion. In Online World, Pocket Change Is Not Easily Spent – New York Times The idea of micropayments — charging Web users tiny amounts of money for single pieces of online content — was essentially put to sleep toward the end of the dot-com boom. In December 2000, Clay Shirky, an adjunct professor in New York University’s interactive telecommunications program, wrote a manifesto that people still cite whenever someone suggests resurrecting the idea.
In the old days, telecom operators gouged each other’s customers through excessive termination charges (settlements) for international calls.   That went the way of the dodo with bypass and calling cards.   Then they came up with the idea of gouging the customers of other operators foolish enough to use roaming facilities.   Now the EU is trying to tamp it down, at least for its own citizens: “The price of using a mobile phone in another EU country could be capped at 50 cents ($0.66; 34p) a minute.
As part of the Six Country Indicators Project, Joseph presented the interim findings from the Pakistan country study (over Skype). The study assesses Pakistan’s telecom sector and regulatory performance. It employs the common methodology and list of indicators adopted for the Six Country study.
Phone subscribers in China may reach 746 million by the end of 2005, of which handset subscribers will approach 400 million and fix-line phone users will exceed 353 million, according to xinhuanet.com. Xi Guohua, Vice Minister of the Ministry of Information Industry, revealed the data at the China Telecom Annual Work Meeting for 2006. Since the competition of handset to substitute fixed-line telephones is intensified growth of handset subscribers continues to surpass that of fixed-line telephone. By the end of 2004 nationwide handset users reached 334.