I’ve been thinking about m applications for two full days. Not the normal crowd I hang with, regulators, ministry officials, operators; but people who are starting new companies and various people helping them. People working on energy startups, agri-market incubators, and, yes, also ICT entrepreneurs. Two ideas that came up: Most people who think about m apps are still stuck on the Apple App Store. Great model but requires two things LIRNEasia’s people (BOP in emerging Asia) do not have at the present time: smartphones and credit cards to make payments from.