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Mobile money in the Philippines

Posted on October 2, 2007  /  2 Comments

Cell phones double as electronic wallets – Yahoo! News Mobile banking services, which are also catching on in Kenya and South Africa, enable people who don’t have bank accounts to transfer money easily, quickly and safely. It’s spreading in the developing world because mobile phones are much more common than bank accounts. The system is particularly useful for the 8 million Filipinos — 10 percent of the country’s citizens — who work overseas and send money home, like Dennis’ mother, Anna Tiangco. Previously, she sent money via a bank wire transfer, which costs $2.
BANGALORE, India (AFP) — India remains the favoured technology outsourcing destination, an industry report said Sunday, amid concerns a rising rupee and soaring wages would blunt the country’s competitive edge. A study by industry publication Global Services and investment advisory firm Tholons put the Indian cities of Chennai, Hyderabad and Pune at the top of a list of 15 emerging outsourcing destinations for global companies. Kolkata at number five and Chandigarh at number nine were the other two Indian locations on the list, which contained three Chinese and two Vietnamese cities as well.
Missed calling (also referred to as beeping, flashing and many other names) has been most talked about in Africa; Johnathan Donner has been talking and writing about it for some time now; his research provides interesting insights into what he calls the ‘rules’ of beeping. A recent Reuters article looks at the growing phenomenon in not only Africa but other regions too. LIRNEasia’s Teleuse@BOP survey findings also show that the phenomenon is considerably common among bottom of the pyramid (defined here as Socioeconomic Classification groups D & E) phone users in India, Pakistan, the Philippines, Sri Lanka and Thailand. But what’s more interesting, is that the phenomenon was seen as being used more or less to the same extent in the ‘middle and top of the pyramid’ (defined in the study as Socioeconomic Classification groups A, B & C). This held true for phone owners in all five countries studied – Pakistan, India (with some of the lowest per minute call rates in the world), Sri Lanka, Philippines and even Thailand (the country with the highest per capita GDP among the set of countries studied).
Total broadband growth in the Philippines from 2005 to 2006 was at 157% while Greece’s was 168%, Ovum said. The Philippines had 127,942 subscribers in 2005 and this number grew to 329,216 as of end-2006.   The cost of broadband in the Philippines is also expensive relative to average monthly disposable incomes of subscribers. The highest monthly fee in 2006 was $96.08, with the lowest at $17.

RP 2nd fastest-growing broadband market

Posted on September 25, 2007  /  0 Comments

BY VERONICA S. CUSI, Businessworld THE PHILIPPINES was the second fastest-growing market for broadband worldwide in 2006, according to a study by UK-based research and consultancy firm Ovum. This was primarily due, however, to the fact that broadband is just taking off in the country, and Ovum said growth could be significantly higher if regulators allow more competition that would lead to cheaper services. Greece took the top spot in the study, and the other countries in the top ten list were Indonesia, India, Ukraine, Ireland, Thailand, Vietnam, Russia and Turkey. Total broadband growth in the Philippines from 2005 to 2006 was at 157% while Greece’s was 168%, Datamonitor affiliate Ovum said.
LANKA BUSINESS ONLINE – LBO “We hope to have 100 percent population coverage within the next 12 months, from 90 percent we have now,” Wijayasuriya said. “About 60 percent of our 450 million dollar investment pipeline for the next two-years will go into mobile, the rest into new areas like WiMax, cable TV, fixed-line telephones and grow our Internet business,” Wijayasuriya said. Powered by ScribeFire.
Computer enthusiasts in the developed world will soon be able to get their hands on the so-called “$100 laptop”. The organisation behind the project has launched the “give one, get one” scheme that will allow US residents to purchase two laptops for $399 (£198). One laptop will be sent to the buyer whilst a child in the developing world will receive the second machine. The G1G1 scheme, as it is known, will offer the laptops for just two weeks, starting on the 12 November. The offer to the general public comes after the project’s founder admitted that concrete orders from the governments of developing nations had not always followed verbal agreements.

No progress on dam safety in Sri Lanka

Posted on September 23, 2007  /  1 Comments

A member of the Presidential Commission on the Tsunami has written an informative article on floods, dam breaches and the lack of warning about them. Twenty one years after Kantale, 2.5 years after the tsunami, 1.5 years after we handed over our extensive report on dam safety to the Disaster Management Center, more sensible writing on the subject. The analysis is done, the remedies known, now is the time for implementation.
We assume that the failure of the Hikkaduwa tower will be examined as part of the comprehensive review the Minister has called for. The important thing is to think about warning as a chain with many links. If one link breaks, the chain breaks. The conclusions are that one must minimize the number of links and ensure that each is link is robust. It appears from the story that a link in the Galle district failed.
It is unlikely that the thin-client vision can be realized in the developing world in the short term unless connectivity and power supplies get a lot better, fast.  However, the basic concept may become operationalized through the mobile. For Networks, Thin Is In – New York Times A decade ago, the network computer — also called the thin-client computer — was promoted as a replacement for personal computers and desktop software. Thin clients have no hard drives to store desktop applications, like Microsoft’s Word or Excel, permanently. The leading supporters of the inexpensive, terminal-style machines were Microsoft’s archrivals at Oracle and Sun Microsystems.
United Arab Emirates company Etisalat began operating in Afghanistan on Wednesday becoming the fifth mobile phone service provider and one of the biggest foreign investors.   With an investment of $300 million, Etisalat’s mobile phone network will initially cover Afghanistan’s main cities. Etisalat, the third-largest Arab telecom firm by market value, joins four other telecommunication companies operating in the country.   These companies have invested some $800 million in the Afghan telecoms sector and the government has earned $100 million from them in the past year in tax and from issuing licences. Read more.

Afghan cell-phone use booming

Posted on August 29, 2007  /  0 Comments

About 150,000 people subscribe to cell phone service each month in Afghanistan and there’s “no end in sight” to the growth, the country’s communications minister said Tuesday.  Afghan economy is predominantly rural, and trade and industry are badly hampered by crumbling roads and chronic electricity shortages. Not including the illicit trade in opium, the nation’s few exports include dried fruit and carpets.  But like in other developing nations, cell phone service providers have been doing brisk business, bringing communication to poor villagers who until four years rarely, if ever, used a telephone.  “In Afghanistan, the majority of our people will be connected through mobile phones,” Sangin told The Associated Press.
Anam Mobile, a premium SMS service provider, says that global mobile operators are losing out on as much as €3.6 (US$4.9) billion of revenue per year through lost opportunities to create value-added SMS messages.   The €3.6 (US$4.
The article below talks about micro payments in the context of almost everyone having computers, Internet access, credit cards, etc.   What we are talking about is m-payments (m for mobile, not micro) in a world where those assumptions don’t hold.   But there may be ideas we can pick up from this discussion. In Online World, Pocket Change Is Not Easily Spent – New York Times The idea of micropayments — charging Web users tiny amounts of money for single pieces of online content — was essentially put to sleep toward the end of the dot-com boom. In December 2000, Clay Shirky, an adjunct professor in New York University’s interactive telecommunications program, wrote a manifesto that people still cite whenever someone suggests resurrecting the idea.
Second Tsunami-Detection Station To Bolster Indian Ocean System As part of the U.S. effort, in December 2006, NOAA experts and Thai government officials put a deep-ocean assessment and reporting of tsunamis (DART) station in the Indian Ocean, halfway between Thailand and Sri Lanka. (See related article.)DART systems provide real-time tsunami detection as waves travel across open waters, and each station is linked to a satellite for real-time data transmission on global networks.
Iraq has sold three mobile phone licences for $3.75 billion to Kuwait’s Mobile Telecommunications Co (MTC), AsiaCell and Iraq’s Korek Telecom. The three firms, which already run networks in the war-torn country, made the highest bids in an auction in the Jordanian capital that began on Thursday. TurkCell and Egypt’s Orascom had also bid for licences but dropped out of the race for one of the few sectors to thrive amid Iraq’s instability and crumbling infrastructure. The fixed-line network was hit by sanctions after Iraq’s invasion of Kuwait in 1990 and by bombing during the U.